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Product Manager (Lending Product)

Work location
Tầng 3, Tòa nhà N03T6, Khu Ngoại Giao Đoàn, Xuân Tảo, Bắc Từ Liêm, Hà Nội
Work type
Full-time
Salary Range
Negotiable
Close date
30/04/2025
Throughout its more than 30-year journey of innovation, MISA takes pride in being a leading Vietnamese enterprise in providing comprehensive digital transformation solutions through SaaS (Software-as-a-Service). With nearly 60 products and applications, MISA serves over 350,000 clients including government agencies, businesses, household enterprises, and 3.5 million individual users in Vietnam and 22 countries worldwide. MISA is honored to collaborate with ministries and government departments in the National Digital Transformation Program, automating management and business operations, enhancing productivity, and contributing to Vietnam’s overall development.

As a subsidiary of MISA, JetPay Joint Stock Company was established with the mission to provide secure, fast, and efficient digital payment solutions for businesses, organizations, and individuals. JetPay focuses on developing electronic payment services that help enterprises optimize cash flow, manage finances transparently, and enhance user experience with convenient payment methods.

With the spirit of "Striving for innovation to build a smarter world through Vietnamese intelligent technology", we look forward to partnering with you to create breakthrough achievements.
Job Description

MISA Lending is the first-ever lending platform for SMEs, built with the mission to improve access to funding for under-served SMEs whilst reducing the cost & risk of lending for bank partners. Within first 18 months of launching, total disbursement volume via the platform reached a total of 6,000 billion.

JOB DESCRIPTION

Platform Development

  • Lead the planning to develop features that help to promote growth in the platform's total disbursement value.
  • Research and analyze the market, competitors and global product trends to identify & apply new ideas to bring value to customers
  • Work directly with customers to understand their painpoints to develop platform features to make it easier for customers to get access to official funding
  • Own the partnership with bank partners, from contract negotiation to onboarding & go-to market strategy execution
  • Manage, prioritize, and classify customer and partner requests to build & oversee the product development roadmap

Business Development

  • Create business plans and implement marketing activities to ensure business goals are met.
  • Manage the Marketing-Sales department to build growth strategies and help the department achieve its targets.
Requirements

Required:

  • Bachelor's degree in Banking or Finance from a reputable university such as Foreign Trade University, National Economics University, Banking Academy, or Finance Academy.
  • Minimum of 3 years of working experience in a credit or digital banking department at a top-bank, or 2 years of working experience as a Product Manager/Sales Manager at a B2B product company.
  • Excellent communication and teamwork skills, strong persuasion, negotiation, and problem - solving abilities.
  • Ability to research, synthesize, analyze, and evaluate the market and customers to identify directions and make product development plans.
  • Ability to plan and manage work and time effectively.

Preferred:

  • Master's degree in Business Administration (MBA), preferably from a prestigious university in the UK, US, Australia, or other Western countries.
  • International certifications in Product Management and UX Design.
  • Working experience in fintech companies.
  • Knowledge of Design Thinking and Customer Centric.
  • Basic knowledge of software design (UI, UX)
Benefits

Dedicated Employee Care:

  • Competitive salary up to 2,000$ (Based on your ability and experience, we never offer less than you deserve)
  • Salary’s review twice a year
  • Year-end bonus based on performance, from 2 months' salary
  • Free lunch provided at the company
  • Working hours: 8am - 5:30pm (Monday - Friday)
  • Birthday gifts, sick leave, maternity leave, vacation, teambuilding, and full health check-ups
  • Cultural and sports clubs and many regular cultural and recreational programs
  • Modern, spacious working environment with many entertainment facilities: bar, mini golf course, climbing area...
  • Cool and airy office surroundings, convenient for transportation

Open, professional environment that promotes creativity:

  • Working for a company with a mission to serve society, providing products and services to change productivity for organizations and individuals
  • Culture of open communication and enthusiastic support; young, understanding leaders and friendly colleagues
  • Structured working process, clear product vision
  • Encourages initiative and active learning

Focus on supporting personal development:

  • Career development path for each position and individual, towards management or specialist roles
  • Participation in professional and soft skills training courses at different stages
  • Participation in professional clubs
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